Understanding Liability in a Missouri Truck Accident

July 21, 2023

Understanding Liability in a Missouri Truck Accident

Truck accidents can be devastating, both physically and financially, for those involved. If you have been injured in a truck accident in Missouri, you may have questions about liability and compensation. In this blog post, we will discuss who is liable in a truck accident, what your options as an injured party are, how compensation is calculated, who pays for the compensation, and whether you can still receive compensation if you were uninsured at the time of the accident.


Who is Liable in a Truck Accident?



Liability in a truck accident is determined by looking at who was at fault for the accident. This could be the truck driver, the trucking company, the truck manufacturer, or even the government entity responsible for the maintenance of the road. The liability could be shared amongst different parties as well. Missouri is a comparative negligence state, meaning that even if you were partially at fault for the accident, you may still be able to recover damages from other parties.


What are My Options if I was Injured in a Trucking Accident?


If you were injured in a truck accident, you have several options for seeking compensation. You can file a claim with the insurance company of the at-fault party, file a lawsuit against the at-fault party, or pursue alternative dispute resolution methods such as mediation or arbitration. It’s important to consult with an experienced personal injury attorney to help you choose the best option for your situation.


How is Compensation Calculated?


Compensation in a truck accident case typically includes both economic and non-economic damages. Economic damages refer to the financial losses, such as medical bills, lost wages, and property damage. Non-economic damages refer to the intangible losses, such as pain and suffering, emotional distress, and loss of enjoyment of life. The amount of compensation will depend on the severity of the accident and the damages suffered.


Who Pays the Compensation to the Victims?


Generally, the compensation is paid by the insurance company of the at-fault party or parties. If the damages exceed the insurance policy limits, the at-fault party may be personally responsible for paying the excess amount. In some cases, the trucking company may also be liable depending on the circumstances of the accident.


Can I Still Receive Compensation If I Was Uninsured at the Time of the Accident?


Even if you were uninsured at the time of the accident, you may still be able to receive compensation. However, it may be more difficult to recover damages without insurance. Additionally, if you were partially at fault for the accident, your compensation may be reduced according to your degree of fault.


Truck accidents can be life-changing events, and understanding liability and compensation options is important for those involved. If you have been injured in a truck accident in Missouri, the Khouri Law Firm can assist you with your personal injury claim. Contact us today for a free consultation.


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