What Happens If My Workers’ Comp Claim Is Denied in Missouri?
What Happens If My Workers’ Comp Claim Is Denied in Missouri?
If you’ve been injured on the job in Missouri, workers’ compensation benefits are designed to help cover your medical bills and lost wages. But what happens when your claim is denied? A denial doesn’t necessarily mean the end of the road — you still have legal options to pursue the compensation you may be entitled to.
At The Khouri Law Firm, we assist injured workers throughout Missouri who are facing challenges after a denied workers’ comp claim. Here's what you should know if you’ve received a denial letter.
Common Reasons for Workers’ Comp Denial
Claims can be denied for many reasons, including:
- Missing deadlines: Missouri has strict time limits for reporting injuries and filing claims. Failure to report within 30 days of the injury can result in denial.
- Disputes over whether the injury is work-related: Your employer or their insurance carrier may argue that your injury didn’t happen on the job.
- Pre-existing conditions: Insurers may claim your injury is part of a pre-existing condition and not eligible for benefits.
- Lack of medical evidence: Without proper documentation from a physician, a claim can be denied.
Steps to Take After a Denial
If your claim is denied, don’t panic — you can appeal. Here’s how the process works in Missouri:
- Review the denial letter: This letter should explain why your claim was denied.
- Gather supporting documentation: Collect medical records, witness statements, and any additional evidence that supports your claim.
- File a claim with the Missouri Division of Workers’ Compensation: This initiates the formal dispute process.
- Request a hearing: If the issue isn’t resolved informally, a judge will review the case at a hearing.
- Consider legal representation: An attorney can help present a strong case on your behalf and protect your rights throughout the appeal process.
How The Khouri Law Firm Can Help
Dealing with a denied workers’ compensation claim can be overwhelming, especially while trying to recover from an injury. At The Khouri Law Firm, we help Missouri workers understand their rights and pursue the benefits they may be owed. We handle the paperwork, communicate with the insurance company, and represent clients during hearings to seek a favorable resolution.
Don’t Give Up on Your Claim
A denial is not the final word. Many workers successfully appeal and receive benefits after initially being denied. If your claim has been denied, contact The Khouri Law Firm to discuss your next steps. You may still have a strong case — and we’re here to help you pursue it.


